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Specialist CCJ challenge and removal support for individuals across England and Wales.
Free assessment. Fixed fees. No hourly billing.
or call 0333 3444 945
CMC-Registered-Mediator-2026
0333 3444 945
Discovering a county court judgment against your name is rarely straightforward. You may have found it on a credit check, been told by a mortgage broker, or received unexpected correspondence. Whatever brought you here  you need clear answers, not more confusion.

A CCJ can affect mortgage applications, employment checks, tenancy agreements, and in some cases immigration applications. What many people don't know is that CCJs can be challenged  and the sooner you seek guidance, the more options remain available

Often issued without the recipient receiving proper notice

Can be set aside entirely  removed as though it never existed

Within 30 days  strongest grounds for complete removal

Already paid? There may still be grounds to challenge

CCJs  WE SPECIALISE IN CHALLENGING

Not every CCJ is the same. Different types have different grounds for challenge. Here are the situations we regularly help with.
Community in Every Corner

Service Charges

Leasehold property charges issued without proper Section 20 consultation, unreasonable fees or amounts not properly communicated

Community in Every Corner

Parking Charges

Private parking operators who escalate disputes to CCJs without proper evidence or due process

RCCJ hand with refusal gesture

Disputed Invoices

Business debts where work wasn't completed, quality was poor, contracts were breached or the amount differs from what was agreed

RCCJ a credit card and loan agreement

Credits and Loans

Debts from accounts you didn't open, fraud, or amounts you've already paid

Community in Every Corner

Utilities and Bills

Disputed charges for energy, water, council tax, or services at properties you never lived in

illustrated passport
Immigration Application

CCJs affecting Home Office applications for visa renewals, indefinite leave to remain, or British citizenship due to adverse credit history

Not sure which applies to you? The free assessment will identify your CCJ type and the grounds available.

Not sure which applies to you? The free assessment will identify your CCJ type and the grounds available.

WHY REMOVE CCJUK

Specialist focus.

 

We work exclusively on CCJ challenges. Not general debt advice. Not a broad practice. One area, done properly

 

 

Fixed fees agreed upfront

No hourly billing. No unexpected invoices. Before you commit to anything, you will know exactly what the process involves and what it costs.

 

Clear communication throughout

​From your first assessment to the final outcome, you will always know where your case stands. No jargon. No unexplained delays.

Independent and impartial

We have no relationship with creditors, debt collectors, or financial institutions. Our only interest is your outcome.

THE PROCESS

1

YOUR FREE ASSESSMENT

Tell us about your CCJ using our simple online form or call us directly. We review your situation identify the CCJ type and assess whether you have grounds to challenge

2

YOUR PERSONAL ROAD MAP

If there are grounds to proceed we'll explain exactly what we'll do, how long it is likely to take and what it will cost. No hourly billing surprises. A clear plan agreed up front

3

WE GET TO WORK

Once you instruct us we begin within days and keep you informed at every stage. Many cases reach resolution within weeks

CLIENT REVIEWS

What Our Clients Say

"Within a couple of months, Remove CCJUK successfully got the CCJ removed from my credit report caused by a private parking company's administrative error. I've now been accepted for car finance and I'm planning my first mortgage application."

Paige F., London

"My application to set aside the CCJ was successful in court. It was all down to the fantastic help I received from Remove CCJUK. They prepared my case so well and assisted me with the court process. Worth every penny."

Toye A., London

"Winnie explained everything in layman's English and provided all the help and expertise necessary to get the CCJ set aside. Cannot recommend highly enough. 5 stars from me."

​​

​Peter, UK

"She consistently went above and beyond what I had commissioned her for. Even after the agreed service was completed, she took time to answer additional questions — without any extra charge. Incredibly reassuring at a time when I felt quite anxious about the forthcoming court proceedings."

Eve, UK

"What really stood out was her genuine willingness to help. She took the time to listen carefully and provide guidance that felt tailored and thoughtful. She made me feel comfortable asking questions, no matter how small. I would highly recommend."

Claire K., London

COMMON CONCERNS

"I'm not sure I can afford specialist support."

The assessment is free. It will tell you what your case involves and what your options are before you commit to anything. If you decide to proceed, fees are fixed and agreed upfront  with no hourly billing surprises.


 

"I might have actually owed the money."

Even where a debt existed, the grounds for challenge may lie in how the CCJ was obtained not whether the debt was real. Procedural errors, wrong address, improper service of documents, and lack of evidence are all independent grounds. The assessment will identify whether any apply to your case.

"My CCJ is over a year old. Surely, it's too late to do anything?"

Age alone does not close the door. CCJ's can still be set aside through a formal application or consent order negotiation, depending on your individual circumstances. Many of our clients come to us well after the CCJ was issued and still had grounds to proceed. The free assessment will tell you what remains available to you and if the options are limited we will say so.

I already paid the debt. Is it too late?

Not necessarily. If you paid after the first 30 days, your CCJ will be marked satisfied but will show on your credit file for up to 6 years. In certain circumstances there are still grounds to challenge even a satisfied CCJ. The assessment will identify if any of these apply to you

LED BY

Winnie Onyekwere

LLB LLM

Founder

The assessment is free. There is no commitment and no pressure. You will receive honest guidance about your position before anything is agreed.

or call 0333 3444 945

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Remove CCJUK is a subsiduary of Concilium Dispute Resolution Greenwich London SE78DH 2026 © 

Accessibility Statement

Remove CCJ UK is not a law firm and does not provide regulated legal advice. We are a specialist CCJ advisory and mediation service. 

 Services provided across England and Wales only.

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