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Independent
Fixed Fees
48-Hour Assessment Guarantee: Send us the details of a stalling client file, and we will tell you within 48 hours whether there are grounds to challenge it. Free with zero obligation.
0333 3444 945
0333 3444 945
FOR PROFESSIONAL REFERRAL PARTNERS
CCJ Removal Partner For Mortgage Brokers,
IFAs, Accountants and Immigration Solicitors
Protect your clients’ deals and restore their financial standing within weeks. We assess whether a County Court Judgment or credit marker was valid and challenge it directly at source.
Remove CCJUK is a specialist dispute resolution service that helps professional advisers’ clients challenge and remove County Court Judgments (CCJs) negotiated consent orders and set aside applications. It works exclusively on CCJs, charges fixed fees, is independent of all creditors and lenders, and serves clients across England and Wales. It is not a law firm.
PAID DOES NOT ALWAYS MEAN CLEARED
When your client pays a CCJ, it is usually marked as “satisfied.” But unless it was paid within one month of judgment, it normally stays on their credit file for six years.
That matters because lenders, brokers, underwriters, letting agents and other decision-makers can still see a satisfied CCJ. To them, it may still look like adverse credit even after the money has been paid.
A set-aside is different. If there are valid grounds for example, the claim was not properly served, the debt was disputed, or the judgment was entered because of a procedural error, the court may set the CCJ aside. If that happens, the judgment can be removed from the register and the credit file rather than simply marked as paid.
For your client, the difference can be six years of restricted borrowing versus a clean file. Before advising them to pay, check whether the CCJ was validly obtained in the first place. We will assess the grounds free of charge and tell you honestly whether an application has merit.
MORE OFTEN THAN NOT, THE ISSUE ISN'T THE PERSON IT'S THE PROCESS
Most people are told to pay the judgment, mark it as paid, and wait 6 years. But this can stop them from making a real challenge. We do things differently.
When a single marker derails a straightforward mortgage, visa, or corporate financing deal, we audit the original file to uncover what went wrong:
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Was the claim form served to a previous or incorrect address?
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Was the claim form issued without proper notice?
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Was there a genuine dispute about a debt?
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Was it a procedural error in how the judgment was obtained?
If we discover that the court process was handled incorrectly, we work to fix the issue by having the judgment removed.
ETHICAL, TRANSPARENT AND COMPLIANT PARTNERSHIPS
Your client relationship comes first. We work clearly and openly, making sure our referral process fits your rules and standards, including FCA Consumer Duty, SRA guidance, and ICAEW requirements.
TAILORED CCJ REMOVAL SOLUTIONS FOR FOR ADVISORY PROFESSIONALS
Accountants
A CCJ on a director’s personal file can restrict finance, weaken lender confidence and slow business recovery. Where grounds exist, we work to have the judgment removed so your client can protect funding options, restore financial standing and move forward with greater confidence.
Mortgage Brokers
A CCJ can put your client’s mortgage at risk at any stage from pre-approval and underwriting to the final days before completion. Where grounds exist, we act quickly to remove the judgment, protect the transaction, and give your client the best chance of completing on time.
Independent Financial Advisers
Where grounds exist, we work to have the CCJ removed so your client can regain access to the financial products, lending options and long-term planning opportunities the judgment was blocking.
Immigration Solicitors
For clients applying for ILR, citizenship or visa renewal, the desired outcome is simple: remove or resolve the CCJ before it becomes a good-character or suitability issue. Where grounds exist, we act quickly to deal with the judgment first, reducing the need for disclosure, explanation and avoidable immigration risk
CCJ TYPES AND CREDIT MARKERS
REFERRAL PARTNERS CAN SEND
FOR REVIEW
Helps professional advisers' clients challenge
and remove County Court Judgments (CCJs)
through negotiated consent orders and
set-aside applications.
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Private Parking Charges: Claims that escalated into a CCJ after notices were sent to the wrong address, evidence was incomplete, or the client had no fair opportunity to respond.
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Leasehold and Service Charges: Demands pursued without proper notice, correct billing, or required consultation before legal action.
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Disputed Contracts and Services: Judgments arising from poor, incomplete, disputed, or unagreed work by traders, suppliers, or service providers.
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Credit Cards and Loan Debts: CCJs linked to fraud, mistaken identity, unassigned debts, disputed balances, or accounts the client says were already settled.
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Utilities and Bills: Energy, water, telecoms, or billing claims connected to properties the client did not occupy, old addresses, or incorrect account records.
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Immigration and Citizenship: CCJs that may affect ILR, visa renewals, naturalisation, or wider character and financial suitability assessments.
HOW IT WORKS
1
Free 48 hour desk audit
Simply send us the key details by email or phone. Within 48 hours, we review and let you know whether there may be grounds to challenge the judgment. It is free, clear, and completely obligation-free.
2
Client Consultation and Fixed Fee Quote
If there are possible grounds to challenge the judgment and you are happy to move forward, we make the next step simple. We can speak with your client directly, at no cost. After that, we give a clear fixed-fee quote upfront, with no hidden charges or hourly surprises.
Winnie Onyekwere LLB, LLM, CMC
Registered Mediator.
Remove CCJUK is a specialist CCJ and credit default removal service based in London, operating across England and Wales.
CLIENT REVIEWS
What Our Clients Say
"Within a couple of months, Remove CCJUK successfully got the CCJ removed from my credit report caused by a private parking company's administrative error. I've now been accepted for car finance and I'm planning my first mortgage application."
Paige F., London
Don't just take our word for it.
Here's what some of our awesome clients have to say about working with us
"My application to set aside the CCJ was successful in court. It was all down to the fantastic help I received from Remove CCJUK. They prepared my case so well and assisted me with the court process. Worth every penny."
Toye A., London
" I highly recommend Winnie she is incredibly professional and knowledgeable it has been a pleasure to work with her in removing a CCJ from our company thank you so much "
JB
FREQUENTLY ASKED QUESTIONS
How do I refer a client file to you?
Simply call 0333 3444 945 or email welcome@removeccjuk.com with a brief summary of the issue. We do not require a complex onboarding process a quick description is enough for us to review grounds within 48 hours.
Is a set-aside a legitimate process
or a loophole?
It’s a recognised County Court process under the civil procedure rules. A judgment can be set aside where, for example, the claim was never properly served, there’s a genuine dispute, or there was a procedural error. It isn’t a credit-repair trick, it’s the court correcting a judgment that shouldn’t stand.
Do you guarantee that a CCJ
will be removed?
No. We give an honest assessment first. If the grounds don’t exist, we tell you and your client plainly so you’re never associated with false hope
How is my client’s data handled
when I refer?
You stay in control of the client relationship at all times. We work in the background, keep you updated in writing at each important stage, and handle all information with strict confidentiality and full ICO compliance.
Is there any conflict of interest or referral fee?
We are completely independent from creditors and lenders, so they never influence our assessment. We also do not pay referral fees and we will not take any payment from your agreed arrangement.
How quickly can you act?
We begin within days of instruction. Negotiated routes can resolve in weeks; timescales depend on the case and the court.
What does it cost my client?
The initial assessment is free. If they proceed, fees are fixed and agreed up front, no hourly billing.
Which areas do you cover?
We cover England and Wales.
REFER CLIENTS WITH INVALID CCJS FOR A FREE 48 HOUR ASSESSMENT
If an invalid CCJ is blocking your client’s mortgage, visa, finance or credit application, send us the details and we’ll confirm within 48 hours whether there are grounds to challenge it free of charge.
Ready to check a client file? Submit details today
0333 3444 945
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